Terms of USE

 Effective Date: May 2026

These Terms of Use (“Terms”) govern your use of Budget Tracker & Planner (“the App”). By downloading, installing, or using the App, you agree to these Terms.

If you do not agree with these Terms, please do not use the App.

Use of the App

Budget Tracker & Planner is a personal finance and budgeting application designed to help users manage:

• budgets
• expenses
• income
• bills
• subscriptions
• savings goals
• financial planning

You may use the App only for lawful purposes and in accordance with these Terms.

License

We grant you a limited, non-exclusive, non-transferable, revocable license to use the App for personal and non-commercial use on Apple-authorized devices.

You may not:

• copy, modify, or distribute the App
• reverse engineer or attempt to extract source code
• use the App for unlawful activities
• resell or sublicense the App

User Responsibility

You are responsible for:

• maintaining access to your device
• securing your device and local data
• verifying the accuracy of financial information entered into the App

The App is intended as a financial organization and budgeting tool only.

No Financial Advice

Budget Tracker & Planner does not provide:

• financial advice
• investment advice
• tax advice
• legal advice
• accounting services

Any financial decisions made using the App are solely your responsibility.

You should consult qualified professionals before making important financial decisions.

Local Data Storage

The App stores data locally on your device. You are responsible for:

• managing backups
• maintaining device security
• preventing unauthorized access to your Mac

We are not responsible for loss of data caused by:

• device failure
• accidental deletion
• software issues
• unauthorized access
• user actions

Privacy

Your use of the App is also governed by our Privacy Policy.

The Privacy Policy explains how your data is handled and stored.

Third-Party Services

The App may rely on Apple platform services and frameworks required for app functionality and distribution through the App Store.

Use of Apple services is subject to Apple’s terms and policies.

Learn more:
Apple Media Services Terms and Conditions

Disclaimer of Warranties

The App is provided on an “as is” and “as available” basis without warranties of any kind.

We do not guarantee that:

• the App will always be error-free
• the App will always be available
• financial calculations will always be free from inaccuracies
• the App will meet all user expectations

To the maximum extent permitted by law, we disclaim all warranties, express or implied.

Limitation of Liability

To the fullest extent permitted by law, we are not liable for:

• financial losses
• indirect damages
• lost profits
• loss of data
• business interruption
• damages resulting from use or inability to use the App

Use of the App is at your own risk.

Changes to the App

We may update, modify, suspend, or discontinue parts of the App at any time without prior notice.

Changes to These Terms

We may revise these Terms from time to time. Continued use of the App after updates means you accept the revised Terms.

Termination

We reserve the right to suspend or terminate access to the App if these Terms are violated.

Governing Law

These Terms shall be governed by and interpreted in accordance with applicable laws in your jurisdiction.

Contact

If you have questions regarding these Terms, please contact:

vkumararya08@gmail.com